Open to Mawarid Finance Falak Tayyeb Credit Cardholders in good standing. Supplementary and Internet Card transactions contribute to the Primary Cardholder's points.

Main Category Cashback Category MCC code World Platinum Titanium Grocery 5411 10% 10% 10% Dine in 5812, 5814 10% 10% 10% Fuel 5541, 5542 10% 10% 10% Education 8211, 8220, 8241, 8244, 8249, 8299 5% 5% 5%

Main Category

Cash Back Cap

*Education Campaign Limited to June 2025 N points for Monthly Profit, Fees, Balance Transfers, EPPs, or Cash Withdrawals. Reward Points have no cash value, are non-transferable, and are not redeemable for cash.

Points expire annually and cannot be reinstated.

Forfeiture occurs if:

• The card is closed or expired
• The account is not in good standing
• Breach of card agreement or program misuse.

Minimum 250 AED required to initiate redemption

• Card must be active and in good standing at redemption time
• Redemption turnaround time: 2 working days

Mawarid Finance reserves the right to:

• Modify transaction eligibility.
• Update earning or redemption rules.
• Suspend or terminate the program.